| Benefit |
Coverage |
| Medical |
- Cotality pays for your coverage under Mediclaim Insurance. You pay a portion of the cost when you use your benefits.
- Full-time employees receive coverage that includes an annual check up, hospitalization, and maternity benefits.
- You can choose to cover a spouse, two dependent children and parents or parents-in-law.
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| Dental & Ophthalmic |
- Coverage for routine dental care & ophthalmic treatment up to ₹20,000
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| Vision |
- Coverage for LASIK and cataract treatment (conditions applicable)
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| Group Term Life Insurance |
- Company-paid coverage offered at 5x annual salary
|
| Group Personal Accident Insurance |
- Company-paid coverage offered at 5x annual salary
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| House Rent Allowance |
- HRA allowance up to 50% for offices in metro cities and 40% for offices in non-metro cities per year
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| Conveyance Allowance |
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| Provident Fund |
- Plan for retirement and other long-term financial goals by investing in the Provident Fund.
- Contributions are funded by the employee and the Company.
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| Retirement National Pension Scheme |
- Employees can elect to contribute up to 10% of basic pay under old tax regime and up to 14% of basic pay under the new tax regime.
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| Leave and Time Off |
- Employees receive 11 paid holidays (varies by state) and 10 Well-being half days each year to refresh and recharge.
- Paid time off is available for purposes such as sick, caregiving, maternity, paternity, and bereavement.
- Volunteer Paid Time Off (VPTO) is offered to take dedicated time to volunteer at a local charity, in addition to Cotality Cares Day, an annual event where employees across the company unite in teams to volunteer within their local communities.
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| Mental Health Support |
- Access up to 12 free sessions with top coaches and therapists for you and your dependents through Lyra— available anytime, anywhere to support your emotional well-being during stress, anxiety, grief, or depression.
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| Well-being Account |
- Employees are given ₹2,600 per quarter (₹10,400 per year) to spend on eligible wellness items and/or services to support their physical, mental, financial, and social health.
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