| Benefit or Program |
What’s New in 2026 |
Anthem Consumer Choice HDHP
|
Deductible
- In-network - $1,800 individual/ $3,600 family
Out-of-Pocket Maximum
- In-network - $4,150 individual/ $8,300 family
|
Anthem Basic HDHP
|
Deductible
- In-network - $3,200 individual/ $6,400 family
Out-of-Pocket Maximum
- In-network - $6,400 individual/ $12,800 family
|
Kaiser High Deductible HMO Plans
|
IRS-required deductible increases:
- In-network - $1,700 individual/ $3,400 family
|
| Health Savings Account (HSA) |
Increase in IRS contribution limit to $4,400 for individual coverage and $8,750 for family coverage. |
| Dependent Care Flexible Spending Account (DCFSA) |
The IRS household maximum contribution to the Dependent Care FSA will increase from $5,000 to $7,500 for 2026. |
| $400 annual employer contribution |
Employees that enroll in a high-deductible health plan in 2026 will have the choice between receiving $100 quarterly funds in your Forma Well-being Account or your Health Savings Account (HSA). See here for more information on this new choice. |
| Supplemental Life Insurance Enrollment |
Opportunity to increase employee and spouse supplemental life coverage during Open Enrollment without evidence of insurability (EOI):
- Employee – Elect or increase coverage to the lesser of 3x salary or $500,000
- Spouse – Elect or increase coverage to $250,000
|
| PetPartners Pet Insurance |
New pet insurance benefit with PetPartners:
- Comprehensive coverage including accident and illness with optional wellness coverage for routine vet visits
- 24/7 vet helpline for immediate support
- No age-cased coverage increases
- Coverage for pre-existing conditions after 12 months
|