Cotality provides you with company-paid medical coverage through Vitality for you and your dependants. You are covered for the cost of a variety of treatments including complementary medicine.
Further, this benefit covers the costs of the tests you need, when you need them and, if treatment is needed, it allows your GP to quickly refer you to the most appropriate specialist to help you get back to full health.
Not every condition is covered, and some treatment types have financial sub-limits per year. It is important to check what is and isn’t covered before you claim or seek treatment. Most conditions will require referral for treatment from your GP.
To see what’s covered please refer to the Vitality Benefits Schedule or Contact Vitality with any plan specific inquiries.
To see Vitality's guide to Vitality Plus (which you are eligible for) please review the Discounts & Rewards Flyer.
The cover is subject to Full Medical Underwriting. Further information can be found here.
You have the opportunity to enrol in employee-paid Dental Coverage with BUPA. Private dental insurance provides you with cover towards the cost of both routine dental treatment, such as check-ups and scale and polish, and emergency treatment.
Bupa offers unmatched cover, and will enable the employees of Cotality to access the very best dental products and services the market can offer, with a proposition that includes:
- The choice of any NHS or private dentist in the UK
- Coverage of pre-existing conditions, including pre-planned dental treatments
- Access to additional value across Bupa Dental Care, including ‘No Fuss, No Forms’ Claims Direct Settlement, up to a 20% discount off the cost of treatment and Bupa’s Preventative Care Promise guaranteeing no shortfalls on Levels 3 and 4 Products.
- Access to unlimited preventative treatments with a per visit benefit available – You will no longer be limited to a set number of visits for hygiene treatments or annual examination benefit.
- Online claims processing – 97% of claims processed within four working days when choosing non-Bupa Dental Care centers.
- Orthodontic treatment cover for both children and adults.
- Bupa’s oral cancer treatment is the most extensive in the market and provides full cover for treatment in accordance with the Bupa Cancer Promise, where eligible.
As required by UK legislation, Cotality will reimburse the cost of an annual eye check for employees that use computers. To claim your reimbursement, please fill out a reimbursement request in Oracle