Cotality Benefits

Open Enrollment is here — your once-a-year opportunity to take charge of your 2027 benefits and make choices that support you and your family all year long. This is the time to review your current coverage, explore your options, and make sure your benefits still fit your personal circumstances.

If you want to contribute to a Health Care FSA or Dependent Care FSA, remember that you must re-enroll — last year’s elections do not carry forward.

Here’s a look at what’s changing for 2027:

Benefit or Program	What’s New in 2027
Benefit Deduction Frequency	Move from 24 deductions per year to 26 deductions per year to provide a more consistent paycheck and soften the impact of significant Anthem medical cost increases.
Anthem Consumer Choice HDHP	Deductible In-network - $2,000 individual/ $4,000 family Out-of-network - $4,000 individual/ $8,000 family
Anthem EPO	Increased copays for non-Diamond providers: PCP - $40 Specialist - $60
Anthem Medical Plans	GLP-1 medication for weight loss no longer covered; coverage still available for diabetes.
Kaiser High Deductible HMO	IRS-required deductible increases: Individual – $1,750 Family - $3,500
Working Spouse Surcharge	Increased to $75 per paycheck
Health Screening Discount	Incentive adjusted to $10 per paycheck, or $260 per year.
Health Savings Account (HSA)	Increased employer HSA contribution for those earning less than $100,000 per year.

CotalityBenefits Home

Changes for 2027

2027 Contributions

Tools

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Important Information

Health Screening
Get your health screening to save $260 on your medical contributions.

Have a Question?
Use the interactive FAQ for general questions.

Information Sessions
Watch the Open Enrollment E-Learning to learn more about your benefit options and what’s changing for 2027. Then register for one of the Q&A sessions to have your questions answered live.

Open Enrollment
2027 Open Enrollment runs October 26 – November 6, 2026. Be sure to review your current benefits and make sure no changes are needed for 2027.