Benefit deductions will now be spread across 26 pay periods instead of 24. Your total annual cost will increase, but your per-pay-period amount will rise more gradually because it’s divided over two additional paychecks. The third paycheck in any month will now have benefit deductions taken from it.
As you think ahead to 2027, take a moment to reflect on your health care spending and how well your current plan fits your needs. Maybe you didn’t utilize your plan as much as you expected, or perhaps an HSA or Health Care FSA could have helped lower your out-of-pocket costs. A quick review now can make choosing next year’s benefits much easier.
When you enroll using the Cotality Benefits Center, you can access the decision support tool that illustrates what you will likely pay for each medical plan, both from your paycheck and out-of-pocket when receiving care. Be sure to use this tool and carefully review the rest of your materials to be sure you’re choosing the right plans for you and your family.