Cotality provides you with $400 annually, $100 at the beginning of each quarter, to support your well-being journey through the well-being account, powered by Forma. New for 2026, you’ll have two options of how you can receive your quarterly contributions:
- If you are enrolled in one of Cotality’s high-deductible health plans, you can receive your $100 quarterly allocation as a contribution to your Health Savings Account. Contributions to your HSA are tax free and will go into your account regardless of which high-deductible health plan you choose or your salary. You can use these HSA funds on eligible medical, dental, vision expenses at any time in the future. If you’d like this option, you must make an active election during Open Enrollment through the Cotality Benefits Center.
- Alternatively, you can continue to receive $100 quarterly into your Forma well-being account. If you are not enrolled in a Cotality high-deductible health plan or you do not actively choose to receive the HSA employer funding during Open Enrollment, you will receive the quarterly contribution to your Forma well-being account. The maximum account balance is $500, so be sure to use your funds periodically.
Access Forma through your cloud desktop or the mobile app to view your available balance, spending history and submit receipts for reimbursement. You can also browse the Forma Store where you can purchase eligible items without submitting receipts for reimbursement.
Once you choose how you want to receive your contributions, you cannot change it until the next Open Enrollment period for the following year. If you take no action during Open Enrollment, you will receive $100 quarterly in your well-being account. Learn more about the Forma well-being account here.