Cotality Benefits

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Your Cost for Coverage - 2025
Click on a link to the right to print your cost of benefits for 2025.

Before you enroll, take the time to think about your total health care expenses. Be sure to include expenses such as employee premiums, copays, deductibles and coinsurance when deciding which plan is the right one for you. For help, visit the Decision Support Tool in the Cotality Benefits Center to compare all of your medical options.

As a new hire, you pay the same payroll contributions as employees who take a health screening (HS) during the year.* Please note, in future years you will be required to complete a HS to get the discounts.

Bi-Weekly Medical Contributions - HS Completed*
	Employee Only	Employee + Spouse/ Domestic Partner	Employee + Child(ren)	Employee + Family
Anthem Consumer Choice HDHP	$64.00	$153.50	$132.00	$225.50
Anthem Exclusive Care EPO	$113.50	$323.00	$250.50	$464.50
Anthem Basic HDHP	$33.50	$139.00	$120.00	$204.50
Kaiser N. Cal	$149.00	$433.50	$333.00	$640.00
Kaiser S.Cal	$130.50	$344.50	$270.50	$503.50
Kaiser NW	$138.00	$391.00	$303.50	$577.00
Kaiser N. Cal High Deductible HMO	$120.50	$358.00	$273.50	$530.50
Kaiser S.Cal High Deductible HMO	$103.00	$277.00	$215.50	$409.00
Kaiser NW High Deductible HMO	$106.50	$305.00	$233.50	$455.50

* Note – These contributions assume you completed the Health Screening before November 15, 2024.

Bi-Weekly Medical Contributions - No HS
	Employee Only	Employee + Spouse/ Domestic Partner	Employee + Child(ren)	Employee + Family
Anthem Consumer Choice HDHP	$84.00	$173.50	$152.00	$245.50
Anthem Exclusive Care EPO	$133.50	$343.00	$270.50	$484.50
Anthem Basic HDHP	$53.50	$159.00	$140.00	$224.50
Kaiser N. Cal	$169.00	$453.50	$353.00	$660.00
Kaiser S.Cal	$150.50	$364.50	$290.50	$523.50
Kaiser NW	$158.00	$411.00	$323.50	$597.00
Kaiser N. Cal High Deductible HMO	$140.50	$378.00	$293.50	$550.50
Kaiser S.Cal High Deductible HMO	$123.00	$297.00	$235.50	$429.00
Kaiser NW High Deductible HMO	$126.50	$325.00	$253.50	$475.50

Bi-Weekly Dental
	Employee Only	Employee + Spouse/ Domestic Partner	Employee + Child(ren)	Employee + Family
Aetna DMO	$2.50	$5.50	$4.00	$9.00
Delta PPO	$6.00	$13.50	$12.00	$21.00

Bi-Weekly Vision
	Employee Only	Employee + Spouse/ Domestic Partner	Employee + Child(ren)	Employee + Family
VSP	$3.52	$4.99	$5.93	$9.42
VSP Plus	$5.90	$8.38	$9.94	$15.88

Life Insurance (per $1,000 of coverage, per month)
	For You	For Your Spouse/ Domestic Partner
<20	$0.042	$0.050
20-24	$0.042	$0.050
25-29	$0.050	$0.060
30-34	$0.067	$0.080
35-39	$0.075	$0.090
40-44	$0.084	$0.100
45-49	$0.134	$0.160
50-54	$0.226	$0.270
55-59	$0.369	$0.440
60-64	$0.612	$0.730
65-69	$1.090	$1.300
70+	$1.979	$2.360
For Your Children
$5,000	$0.62
$10,000	$1.25
AD&D (per $1,000 of coverage, per month)
Employee Only	$0.020
Family (includes you, your spouse or domestic partner and your children)		$0.025

Long-Term Disability
Benefit Coverage - Employee Only Buy-Up LTD	Monthly Rate Per $100 Covered Payroll
< 35	$0.188
35 - 44	$0.313
45 - 54	$0.421
55 or older	$0.453

PDF of Contributions
Your Bi-Weekly Contributions
Your cost for coverage is taken out of your paycheck on a bi-weekly basis. However, there are 26 bi-weekly pay periods, but your cost for coverage will only come out of your check two times per month (24 times). That means that the two months when you receive three paychecks, your cost of coverage will not come out of your third paycheck.