Good oral health is essential to your overall well-being. In fact, studies show that periodontal disease is linked to such health issues as diabetes, heart disease and respiratory infection. That’s why it’s important to maintain good oral health by receiving timely, preventive dental care. Cotality offers two dental options – Delta Dental PPO and Aetna Dental HMO.
The Delta Dental PPO plan offers 100% coverage for preventive care when you use participating providers, and you pay a portion of the cost for other services. There are three levels of networks in the Delta Dental PPO plan:
Delta PPO – Visit a dentist in the PPO network to maximize your savings. These dentists have agreed to reduced fees, and you won’t get charged more than your expected share of the bill.
Delta Dental Premier Providers – If you can’t find a PPO dentists, Delta Dental Premier dentists offer the next best opportunity to save. Unlike non-Delta Dental dentists, they have agreed to set fees, and you won’t get charged more than your expected share of the bill.
Out-of-Network Providers -Out-of-network dentists may bill the difference between their usual fee and Delta Dental’s contracted rate- a process known as “balance billing."
Learn more about Delta Dental providers.
Click here to find a Delta provider. For in-network provides, search the "Delta PPO Plus" network. For Delta Dental Premier Providers, seach the "Delta Dental Premier" network.
Learn more about Delta Dental online and mobile app capabilities.
With the Aetna DMO, you must use in-network providers to receive dental benefits. If you do not use an in-network provider, you will pay the full cost of your dental care.
After you enroll, you will receive a welcome letter with your Dental ID number. You will not receive an ID card. If you'd like a card, you can print one by logging into Aetna Navigator.
Click here to find an Aetna DMO in-network provider.