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California Voluntary Disability Insurance (CA VDI)

Benefits of the Cotality CA VDI Plan:

  • Reduced Contribution Rate: Under the proposed VDI plan, your contribution rate will decrease to 0.75% of taxable wages.
  • Wage Cap: The VDI plan will have a wage cap of $153,164, resulting in an annual maximum contribution of $1,148.73.
  • Increased Benefit: When submitting a claim, the benefit provided by the VDI plan increases from 60% to 70% of your wage, while retaining a weekly maximum of $1,681.
  • One Claims Process: With this transition, claims will no longer need to be submitted through EDD and The Hartford; instead, our disability administrator, The Hartford, will handle the entire claims process.
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