Cotality offers the following regional HMO plans:
- Kaiser California - Northern and Southern California
- Kaiser Northwest
You must live within the HMO's network to enroll in the HMO. Each HMO plan offers benefit coverage only when you use in-network providers. No benefits are paid when you use out-of-network providers. In addition, you must specify and use a primary care physician (PCP) to coordinate your care and for referrals to a specialist.
Prescription drug coverage is provided through your HMO plan. For a summary of your HMO benefits, click here.